問題詳情
56.銀行對消費金融客戶,除購屋及房屋修繕外,強調滿足顧客需求,其所指之 4S 不含下列何者?
(A) Security
(B) Smart
(C) Smile
(D) Speed
(A) Security
(B) Smart
(C) Smile
(D) Speed
參考答案
無參考答案
內容推薦
- 銀行催收單位與客戶簽定聲明書或切結書時,除由催收人員擬具簽核內容外,另應經下列何者之確認?(A)授信人員 (B)法務人員 (C)主管機關 (D)徵信人員
- The young man has worked hard ______ he would earn one million dollars at the age of (A) as w
- Blue whales have been hunted nearly to ______ in the 20th century.(A) distinction (B) extinction
- A 銀行的催收人員在客戶發生延滯後即於第一時間採取必要的措施,此行動屬於下列何項消費金融業務經營成功的要素?(A)完善之信用評分系統 (B)面對面之授信方式 (C)強而有力的行銷系統 (D)催
- 某甲向銀行申貸之消費性貸款已連續四期於繳款截止日前,未繳(足)當期(最低)應繳款者,屬於下列哪一項延滯等級?(A) M2 (B) M3 (C) M4 (D) M5
- 在催收作業中,最簡易、快速之債權收回途徑是下列何種?(A)發支付命令 (B)外訪催收 (C)主張存款抵銷 (D)協議還款
- 銀行在辦理消費金融業務時,應瞭解客戶之居住狀況(是否設籍或寄居、有無家人聯絡電話),是為避免下列何種風險?(A)授信風險 (B)作業風險 (C)流動性風險 (D)政治風險
- 信用卡授權單位對從事高額異常偽卡消費及從事融資變現異常消費行為之特約商店,應提報下列哪個單位?(A)聯合信用卡中心 (B)金融聯合徵信中心 (C)收單銀行 (D)銀行公會
- 下列何者非屬銀行對於消費金融產品申貸戶之信用紀錄查詢管道?(A)支票存款照會查詢 (B)國稅局所得及財產資料查詢(C)票據交換所拒絕往來戶查詢 (D)金融聯合徵信中心信用資料查詢
- Due to ______ issues, including an increase in electricity prices, fares for all lines of the su
內容推薦
- Dr. Collins is the most esteemed person ______ I have ever met.(A) who (B) whom (C) that (D) whi
- Mary was mad at her boyfriend because he ______ again. She had been waiting for him for one hour
- As soon as he ______ the email, he read it twice quickly.(A) gets (B) got (C) has got (D) will g
- Our new coworker is really ______; he learns fast and can do everything he is asked.(A) on the f
- 三、克漏字 Nowadays, the everyday piracy of intellectual property has become even more common than the p
- Her coach suggests that she ______ enough rest before participating in the race.(A) take (B) tak
- 有關銀行辦理消費金融業務,當一般案件喪失期限利益時之債權回收法催程序,不包括下列何者?(A)函催 (B)假扣押 (C)支付命令 (D)起訴
- Not until the early years of the 19th century ______ what heat is.(A) man did know (B) did man k
- 銀行在辦理消費金融信用評估時,下列何者係屬對申貸者所得來源、所得水準及持續性負債多寡,以及申貸金額所作之綜合考慮?(A)穩定性 (B)信用紀錄 (C)償債能力 (D)還款意願
- That man ______ is Mr. Jackson.(A) in the dark blue shirt (B) with the blue dark shirt(C) with a
- In 2017 and 2018, terrible wildfires (31) California. The company PG&E provides gas and electric
- Several companies have ______ workers during the weak economy.(A) put off (B) called off (C) sen
- The director had the last ______ on his critics when his movie took the top spot.(A) breath (B)
- 下列何者可作為評估借款人還款意願的良好指標?(A)服務單位的穩定程度 (B)服務年資及職位 (C)過去的還款紀錄 (D)持續性所得淨額
- 【題組】(A) applies to (B) adheres to (C) adds to (D) attributes to
- 【題組】(A) discourages (B) discharges (C) dismisses (D) disseminates
- 有關消費金融業務中「信用風險」之查核重點,下列敘述何者錯誤?(A)是否定期辦理市場調查,以確認目標市場之風險(B)是否定期透過 MIS 修訂授信準則、信用評分系統(C)是否設立「待補事項登記簿」
- 【題組】(A) is (B) were (C) to be (D) has been
- 【題組】(A) that (B) in that (C) which (D) in which
- 依「信用卡業務機構管理辦法」規定,信用卡當期應繳最低付款金額超過指定繳款期限三個月至六個月者,發卡機構應至少提列全部墊款金額之多少為備抵呆帳?(A)百分之二 (B)百分之十 (C)百分之五十 (
- 有關信用卡授權控管作業,下列敘述何者錯誤?(A)應加強人員熟悉錄音系統操作技巧 (B)錄音系統應列入每日檢查項目(C)授權單位應電話錄音紀錄所有授權交易情況 (D)風險管理人員應抽樣核對持卡人限
- 有關無人在家之訪催要領,下列敘述何者錯誤?(A)請大樓管理員轉告並留下名片 (B)徵詢當地鄰長瞭解客戶居住狀況(C)留下強烈嘲諷語氣之字條,並拍照存證 (D)觀察信箱內物品是否已無人居住
- 有關金融機構對逾期放款訪催時應注意之事項,下列敘述何者錯誤?(A)客戶情緒失控時,應設法離開 (B)客戶家庭發生紛爭時,可藉機充當和事佬(C)客戶家中有聚會時,應避免拜訪 (D)客戶家中若遇有婚
- 【題組】(A) has had (B) has been had (C) had had (D) had been had
- 【題組】(A) responsible (B) credible (C) eligible (D) invisible